At the end of every year, it is traditional to say, “Out with the old and in with the new.”
And that saying strongly applies to your dental insurance benefits!
Every December, patients who want to maximise their remaining dental insurance benefits before the New Year, give us a visit at Ria Family Dental.
This is because the usual insurance plan rolls over on January 1st, and unused benefits from the previous calendar year are wasted.
And this is important for you, because it means, if you have benefits still unused, you have an excellent opportunity to save money and improve your dental health!
The following are some good reasons to use your dental insurance before the year changes.
1. Yearly Maximum
The yearly maximum is the maximum amount of money that a dental insurance plan will pay for your dental work within one full year. This amount varies among insurance companies, but the average is around $800 per year, per person.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year). If you have unused dental benefits, they do not roll over to the next year.
If you are paying premium dental insurance every month, you should be using your benefits.
Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3. Fee Increases
Another reason to use your benefits before the year ends is the possibility of fee increases.
Some dentists increase their rates at the start of the year due to the increased cost of living, materials and equipment. A fee increase can cause the price of your dental service to rise, as well.
4. Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment in the future.
What may be simple tooth decay today, could turn into a root canal problem in the future. Call your dentist and book an appointment to use those benefits.
Dental Insurance: Use It or Lose It!
If you are overdue for a dental clean and check-up, have a pending dental procedure, or need treatment and haven’t fully used up your insurance benefits for 2019, the time for health fund members to move is now.
Schedule before the end of December so that you can achieve maximum benefits and healthy smiles this 2019.
Our dental clinic is at 451 Fairfield Rd. Yeronga Station and bus stops are nearby, and we offer convenient storefront parking.
For your convenience, we offer early evening hours on most weeknights.
We are located at 1/451B Fairfield Rd in Yeronga.