Dental Insurance Benefits: Use it or Lose it!

The New Year is fast approaching, and most private dental insurance benefits expire on December 31st.

Unfortunately, most insurance providers do not roll over the benefits – they take a “use it or lose it” approach. Once the year changes, any remaining dental coverage typically disappears.

That’s why it’s so important to take a moment right now and review what benefits you still have available. If you have any required treatment, complete it before the calendar year ends so you can maximise your dental benefits in Yeronga.

Let’s look at some practical reasons why now is the best time to use your dental insurance before it expires.

Reasons To Use Your Dental Benefits Now!

Yearly Maximum

Dental insurance plans in Yeronga have an annual maximum that they are willing to pay within a calendar year. If you need any restorative treatments, it makes sense to take advantage of these unused benefits since they don’t roll over into the following year.

Deductibles

Your deductible is the amount you must pay out of your own pocket before your insurance begins to cover the cost of therapy. Most plans reset their deductibles at the beginning of the calendar year.

If you’ve already met your deductible for this year, it’s smart to schedule any pending dental treatments now rather than waiting until the new year, when you’ll need to meet that deductible all over again.

You can save a lot of money by using this tactic, especially if you need more involved treatments such as root canals, crowns, or periodontal care. By acting before the year ends, you’ll be making the most of your current coverage and reducing next year’s financial burden.

Premiums and Preventive Care

You pay your dental premiums every month — so why not use the benefits you’re already paying for?

Preventive services such as professional cleanings, oral exams, and dental check-ups in Yeronga are often covered at no extra cost. These visits help detect early signs of gum disease, cavities, gum recession, and even oral cancer before they become major problems.

At our Yeronga dental clinic, we believe that the cornerstone of long-term dental health is preventive care. Regular preventive dentistry in Yeronga helps you avoid complex and expensive treatments later on, making the most of your current insurance coverage.

Fee Increases

It’s not uncommon for dental fees to increase slightly at the start of each new year. This may occur as a result of general inflation in the dental sector, growing material costs, or increased laboratory expenses.

By completing your dental treatments before December 31st, you can lock in existing pricing and avoid paying more for the same service next year.

Even a small increase can add up, particularly for more complex treatments. Using your benefits now helps you save money while keeping your smile healthy.

Dental Problems Can Worsen

By delaying your dental treatment, you are risking more extensive and costly treatment. What may be just a simple cavity now could progress into an infection requiring a root canal or even a tooth extraction later on.

The same goes for gum problems. Early gum inflammation can often be treated easily, but it can progress to periodontal (gum) disease if left untreated, which can result in the loss of teeth and more expensive restorative operations.

By acting early, you can avoid pain, stress, and higher expenses while making full use of your current insurance benefits.

Don’t Lose Your Dental Insurance Benefits in Yeronga!

Several dental insurance plans reset at the start of each calendar year. You have services and benefits available throughout the year; then, the coverage resets on January 1st.

If you have available coverage, now is the time to schedule your next dental check-up in Yeronga or complete any recommended treatments. Whether you need a cleaning, filling, or more advanced care, our team at Ria Family Dental is here to help you make the most of your benefits.

We’re conveniently located at 451 Fairfield Rd, Yeronga, and proudly serve patients from Yeronga and nearby suburbs such as Fairfield, Annerley, and Yeerongpilly.

Don’t let your dental insurance benefits go to waste. Review your plan, find out what coverage you still have, and make an appointment before it’s too late.

Call us on 0451 359 356 or request your appointment online. Let your Yeronga dentist help you maximis